Loan Rates | New Tripoli Bank

Mortgage Rates (up to 80% Loan to Value)

Effective Date: Sunday, November 17, 2024

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
Terms	Points	Annual Percentage Rate (APR)	Interest Rate	Monthly Payment Per $1,000 Borrowed
15 years*	0	6.546%	6.500%	$8.71
15 years*	1	6.455%	6.250%	$8.57
20 years*	0	6.662%	6.625%	$7.53
20 years*	1	6.539%	6.375%	$7.38
30 years*	0	6.903%	6.875%	$6.57
30 years*	1	6.751%	6.625%	$6.40

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."

Home Equity Loans

Effective Date: Sunday, November 17, 2024

Home Equity Loans (Rate Table)
Maximum Term	Annual Percentage Rate (APR)	Interest Rate	Monthly Payment Per $1,000 Borrowed
60 months*	7.435%	6.420%	$19.53
120 months*	7.265%	6.720%	$11.47
180 months*	7.462%	7.070%	$9.03

*Up to 80% Loan to Value. APR is based on $10,000.00 loan amount.

Home Equity Lines of Credit (up to 80% loan to value)

Effective Date: Sunday, November 17, 2024

Home Equity Lines of Credit (up to 80% loan to value) (Rate Table)
Maximum Term	Annual Percentage Rate (APR)*	24 Month Introductory Rate**
15 years	8.909%	8.00%	Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity.

*APR is based on $10,000.00 loan amount.

*The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime. The rate may change monthly after the initial 24 month introduction rate listed above. The maximum APR is 18% and the minimum APR is 4.00% after the 24 month introductory rate. Closing costs will range between $300.00 - $1,000.00. Property insurance will be required.

** You are not eligible for the introductory rate offer if you currently have a New Tripoli Bank Home Equity Line of Credit that was part of a previous introductory rate promotion, unless you increase your Home Equity Line of Credit by $20,000 or more. An increase to your Home Equity Line is a new loan and all fees will apply.

*** Home Equity Line of Credit rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.

Personal Loans

Effective Date: Sunday, November 17, 2024

Personal Loans (Rate Table)
	Maximum Term	Annual Percentage Rate (APR)	Interest Rate	Monthly Payment Per $1,000 Borrowed
Unsecured Loans	36 months	13.62%	13.62%	$33.99
Deposit Secured Loans	60 months	*	*	*

* 2% over New Tripoli Bank Savings or Certificate of Deposit Rate. Monthly payment amount varies.

** Unsecured personal loan rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.

Auto Loan Rates

Effective Date: Sunday, November 17, 2024

Auto Loan Rates (Rate Table)
	Maximum Term	Annual Percentage Rate (APR)	Interest Rate	Monthly Payment Per $1,000 Borrowed
Auto Loans - New*	48 months	7.79%	7.79%	$24.31
Auto Loans - New*	60 months	8.04%	8.04%	$20.30
Auto Loans - New*	72 months	8.29%	8.29%	$17.68
Auto Loans - Used (5 years or newer)**	48 months	8.79%	8.79%	$24.79
Auto Loans - Used (6 years or older)**	48 months	9.04%	9.04%	$24.90

* APR is based on a $10,000.00 loan amount.

** Please contact us for other available rates and terms.

*** Auto loan rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.