Benefits

  • Pays an attractive rate of interest which may vary over the 18-month term
  • Minimum deposit of $250.00 - contributions can be made at any time.
  • Distributions can only be made during the grace period to avoid bank penalty.
  • Automatically renews at maturity
  • Interest compounded on a daily basis and credited to your account monthly
  • Quarterly account statements

Current Rates

Effective Date: Sunday, November 17, 2024

Current Rates
Interest RateAPY
IRA Savings ($20.00 and over)***
0.84642%
0.85000%
IRA Variable Account**
0.85000%
0.85361%
91 days*
1.51000%
1.52143%
182 days*
5.00000%
5.12675%
11 months*
4.50000%
4.60250%
12 months*
1.5100%
1.52143%
18 months*
3.50000%
3.56180%
24 months*
4.00000%
4.08085%
30 months*
3.50000%
3.56180%
36 months*
3.25000%
3.30324%
48 months*
3.25000%
3.30324%
60 months*
3.25000%
3.30324%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.