Features
- Interest paid with a minimum account balance of $20.00
 - Interest compounded daily and paid monthly
 - No monthly maintenance fees
 - Unlimited number of deposits, withdrawals, and transfers in person, by mail, or by ATM
 - Free online banking and eStatements
 - Foreign ATM surcharge reimbursements up to $7.00 per month
 
  Current Rates
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                                                                                                        Effective Date: Tuesday, November 4, 2025
                                          Savings & Money Market Accounts (Rate Table) | Balance | Interest Rate | Annual Percentage Yield (APY)  | 
                                                             |                             
                            | Money Market | Below $1,000.00 | 0.85% | 0.85% | 
                                                             |                             
                             | $1,000.00 to $24,999.99 | 0.85% | 0.85% | 
                                                             |                             
                             | $25,000.00 to $99,999.99 | 0.85% | 0.85% | 
                                                             |                             
                             | $100,000.00 to $499,999.99 | 0.95% | 0.95% | 
                                                             |                             
                             | $500,000.00 to $999,999.99 | 1.69% | 1.70% | 
                                                             |                             
                             | $1,000,000.00 and over | 1.78% | 1.80% | 
| Statement Savings | $20.00 and over | 0.85% | 0.85% | 
                                                             |                             
                            Christmas Club‡  | $20.00 and over | 0.20% | 0.20% |