Benefits
- Pays an attractive rate of interest which may vary over the 18-month term
 - Minimum deposit of $250.00 - contributions can be made at any time.
 - Distributions can only be made during the grace period to avoid bank penalty.
 - Automatically renews at maturity
 - Interest compounded on a daily basis and credited to your account monthly
 - Quarterly account statements
 
Current Rates
Effective Date: Tuesday, November 4, 2025
| Interest Rate | Annual Percentage Yield  | |
|---|---|---|
| IRA Variable Account** | 0.85% | 0.85% |