Features

  • Christmas Clubs open in mid-October
  • The Club season lasts for 50 weeks
  • Save money for gifts, travel and to host Holiday parties
  • Club accounts earn a fixed rate of interest which is compounded daily on balances greater than $20.00
  • Interest rate and Annual Percentage Yield (APY) are fixed for the club year.

Current Rates

Effective Date: Tuesday, November 4, 2025

Savings & Money Market Accounts (Rate Table)
BalanceInterest Rate

Annual Percentage Yield
(APY)

Christmas Club‡

$20.00 and over0.20%0.20%

Interest rate and Annual Percentage Yield (APY) may change daily at the Bank's discretion. Fees could reduce earnings.

‡ Interest rate and Annual Percentage Yield (APY) are fixed for the club year.