Features

  • Minimum deposit of $500.00.
  • Automatically renewable.
  • Fixed interest for the term of the account.
  • Interest compounded on a daily basis and credited to your account either monthly or annually and at maturity.

IRA & CDs

Effective Date: Monday, November 18, 2024

Current Rates
Interest RateAPY
IRA Savings ($20.00 and over)***
0.84642%
0.85000%
IRA Variable Account**
0.85000%
0.85361%
91 days*
1.51000%
1.52143%
182 days*
5.00000%
5.12675%
11 months*
4.50000%
4.60250%
12 months*
1.5100%
1.52143%
18 months*
3.50000%
3.56180%
24 months*
4.00000%
4.08085%
30 months*
3.50000%
3.56180%
36 months*
3.25000%
3.30324%
48 months*
3.25000%
3.30324%
60 months*
3.25000%
3.30324%

* Minimum deposit required to open the account is $500.

** Interest rate and APY may change daily after the account is opened. Minimum deposit of $250.00 required to open an account and obtain the APY. Term of account is 18 months.

*** Interest rate and APY may change daily after the account is opened.

Early withdrawal penalties apply. A withdrawal of interest may reduce earnings. Interest is compounded daily.

Effective Date: Monday, November 18, 2024

Table - Fee Schedule (Rate Table)
ServiceFee
Account Research$10.00/hour
Account Reconciliation Charge$10.00/hour (no charge in case of bank error)
ACH Return$30.00
ATM/Debit CardFree at New Tripoli Bank-owned ATM's (foreign surcharges reimbursed up to $7.00/month)
Called Bond$20.00
Cashier's CheckFree
Certified Check$10.00
Check Printing Charge

Free checks (certain restrictions on style and quantity)

Coin CountingFree for New Tripoli Bank customers
Copy of an Item$3.00
E-StatementFree
Garnishment$100.00
Levy$100.00
Lost or Replacement Debit/ATM Card$5.00
Money Order$2.50
Online Banking/Bill PayFree
Overdraft Protection TransactionFree
Overdraft/NSF Item (Paid or Returned)

$30.00 per presentment (This fee may be imposed for overdrafts by checks, in-person withdrawals, ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone transfers, online banking transactions or other electronic means)

Positive Pay$50.00 per account
Remote Deposit Capture$25.00/month
Return Item Charge$12.00
Safe Deposit BoxPrice varies based on size of box
Signature GuaranteeFree for New Tripoli Bank customers
Specialty Coin Services$15.00 per transaction
Stop Payment$25.00
Stop Payment Renewal$25.00
Telephone Banking (Dial-A-Bank)Free
Wire Transfer (domestic outgoing)$20.00
Wire Transfer (foreign outgoing)$40.00
Wire Transfer (incoming)$10.00